Summary:
Check & Decide helps businesses make faster, more consistent credit and compliance decisions by automatically applying their policies to trusted data. It replaces time-consuming manual checks with instant, data-driven outcomes..


What is Check & Decide?

Check & Decide is an automated decision-making tool that helps businesses quickly determine whether to work with a customer, supplier, or partner. It applies your company’s policies to Creditsafe’s global business data to deliver a clear outcome—such as approve, refer, or decline—in seconds.

Using simple, no-code decision tree templates, Check & Decide turns complex credit and compliance checks into a streamlined, repeatable process.

Who is it for?

Check & Decide is designed for organizations that need to assess and manage business risk, including:

  • Credit and finance teams reviewing customer risk
  • Sales and onboarding teams approving new customers
  • Compliance and risk teams evaluating business relationships
  • Operations teams managing approvals and workflows

It is especially useful for businesses looking to replace manual checks with a faster, more consistent approach.

Key features

  • Automated decision workflows
    Apply your internal policies to generate consistent outcomes for every check

  • No-code setup
    Build and manage decision rules quickly without technical expertise

  • Global data foundation
    Support decisions with Creditsafe’s credit, risk, and payment data

  • Consistent and auditable outcomes
    Standardize decisions and maintain a clear record for transparency

  • Flexible decision handling
    Automatically approve, refer, or decline with optional manual review

  • Real-time control
    Update rules and thresholds at any time as your policies evolve

Benefits

  • Faster decision-making
    Replace manual reviews with instant, automated checks

  • Improved consistency
    Ensure all decisions follow the same rules and criteria

  • Reduced manual effort
    Save time on repetitive checks and focus on higher-value tasks

  • Greater visibility
    Track decisions and understand how outcomes are determined

  • Streamlined onboarding
    Approve customers more efficiently and reduce delays

Limitations and considerations

  • Decision outcomes depend on the availability and coverage of underlying data. In some regions, results may require manual review.

  • The effectiveness of decisions depends on how policies and rules are defined and maintained within the system.